Summary
A federal jury has convicted former police officer Davion Percy for his role in an insurance fraud scheme involving a luxury vehicle in Maryland. According to court documents, the scheme was designed to obtain money from Liberty Mutual Insurance through a false vehicle theft claim. The case involved a staged theft, a fabricated police report, and an insurance payout of $17,585. Federal authorities said the fraud took place between late 2019 and early 2020 and involved multiple law enforcement officers.
Key Facts at a Glance
- Convicted Individual: Davion Percy
- Charge: Conspiracy to commit mail and wire fraud
- Location: Maryland, United States
- Fraud Period: December 2019 to February 2020
- Vehicle Involved: 2007 Jaguar XKR
- Insurance Company: Liberty Mutual
- Insurance Payment: $17,585
- Lienholder: Navy Federal Credit Union
- Verdict: Guilty
- Maximum Penalty: Up to 20 years in federal prison
Federal Jury Convicts Former Police Officer in Insurance Fraud Scheme
A federal jury has found Davion Percy, 40, of Suitland, Maryland, guilty of one count of conspiracy to commit mail and wire fraud in connection with an auto insurance fraud scheme.
The guilty verdict was announced by Kelly O. Hayes, U.S. Attorney for the District of Maryland, along with FBI Baltimore Field Office Special Agent in Charge Jimmy Paul and Prince George’s County Police Department Chief George Nader.
Teresa Desy Majo charged in alleged embezzlement scheme and immigration fraud case
According to federal prosecutors, Percy was involved in a conspiracy that aimed to obtain money from Liberty Mutual Insurance through a fraudulent vehicle theft claim. The scheme was carried out between December 2019 and February 2020.
At the time of the events described in court documents, Percy served as the Chief of the Marlow Heights Special Police Department.
How the Insurance Fraud Scheme Was Planned
Court records show that Percy worked with Prince George’s County Police Department officer Michael Anthony Owen Jr., 37, of Accokeek, Maryland, and Maryland National Capital Park Police officer Conrad D’Haiti, 56, of La Plata, Maryland.
According to prosecutors, the group developed a plan involving D’Haiti’s 2007 Jaguar XKR. D’Haiti had purchased the vehicle earlier in 2019, but the car later developed significant mechanical problems.
Federal authorities stated that the group devised a scheme to help D’Haiti avoid paying the remaining balance on the vehicle loan. Prosecutors alleged that the solution was to create a false insurance loss by making it appear that the Jaguar had been stolen.
Investigators said Percy agreed to arrange for another participant to stage the theft of the vehicle. The goal was to create circumstances that would support a total-loss insurance claim.
Jaguar Left at Shopping Center as Part of the Plan
According to court documents, D’Haiti parked and left the Jaguar at the rear of the Marlow Heights Shopping Center on January 4, 2020.
Four arrested in $114,000 fraud case involving identity theft and forced labor allegations
Authorities said this action was carried out under Percy’s direction as part of the planned theft scenario.
Later that same day, prosecutors stated that D’Haiti met Percy at National Harbor, Maryland, and provided him with $350 to assist with staging the vehicle theft.
The investigation later revealed that the Jaguar was not genuinely stolen as claimed. Instead, authorities alleged that the vehicle’s disappearance was part of the insurance fraud scheme.
On January 23, 2020, a Liberty Mutual special investigator located the vandalized Jaguar in Marlow Heights, Maryland. The discovery became a key piece of evidence in the federal investigation.
False Theft Report Submitted to Support Insurance Claim
Federal prosecutors said the conspiracy did not end with the staged theft.
According to evidence presented during the case, D’Haiti and Owen later made a false theft report to a Prince George’s County Police Department officer. Authorities stated that the officer filed a fictitious police report documenting the alleged theft.
Accounts used in $25 million fraud scheme lead to convictions of Demani and Tanya Bosket
Investigators said the report falsely portrayed the Jaguar as a stolen vehicle even though the theft had allegedly been staged.
The fraudulent police report was then used by D’Haiti to support an insurance claim submitted to Liberty Mutual.
Prosecutors argued that the false documentation was intended to make the insurance claim appear legitimate and increase the likelihood of payment.
Liberty Mutual Paid More Than $17,000 on the Claim
Court documents show that the insurance claim resulted in a financial payout in February 2020.
Liberty Mutual paid $17,585 to Navy Federal Credit Union, which held the lien on the Jaguar. Federal authorities stated that the payment was made based on the false theft claim connected to the vehicle.
According to prosecutors, obtaining this insurance payment was the primary objective of the conspiracy.
The payment later became a central element of the federal fraud investigation, which focused on the events surrounding the reported theft, the police documentation, and the insurance claim.
Investigation and Federal Prosecution
The case was investigated by the FBI and the Prince George’s County Police Department.
Federal property fraud scheme ends in guilty pleas from husband and wife
Federal prosecutors presented evidence related to the planning of the scheme, the movement and location of the Jaguar, the exchange of money connected to the staged theft, the false police report, and the resulting insurance claim.
After hearing the evidence and arguments presented during the trial, the federal jury found Percy guilty of conspiracy to commit mail and wire fraud.
The announcement of the verdict was made by U.S. Attorney Kelly O. Hayes, FBI Special Agent in Charge Jimmy Paul, and Prince George’s County Police Department Chief George Nader.
Charge Carries Significant Federal Penalty
Davion Percy now faces a maximum sentence of 20 years in federal prison for the federal conspiracy conviction.
Under federal law, sentencing will be determined by a federal district court judge after consideration of the U.S. Sentencing Guidelines and other statutory factors.
Federal authorities also recognized the work of investigators involved in the case and acknowledged Assistant U.S. Attorneys Adeyemi Adenrele and Caroline Schechinger, who are prosecuting the matter.
The case centers on allegations that a staged vehicle theft, a fabricated police report, and a fraudulent insurance claim were used to obtain a payment of $17,585 from Liberty Mutual for a vehicle that had developed significant mechanical problems.